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Cooper & Associates Wealth Management
Weir Bank
Bray
Maidenhead
Berkshire
SL6 2ED
Tel: 01628 762694
Fax: 0872 111 5668
Email
View map
Weir Bank
Bray
Maidenhead
Berkshire
SL6 2ED
Tel: 01628 762694
Fax: 0872 111 5668
View map
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Latest News from Cooper & Associates
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This section is regularly updated to bring you news of important developments in financial planning matters.
Budget Report 2012 | 22/03/12 Yesterday the Chancellor presented his Budget for 2012. We have prepared a free analysis highlighting the key impacts and this is available as a download at the end of this text. This Budget was heralded as a Budget for economic stability, tax simplification and growth, but was set against a relatively benign economy that is endeavouring to break out of the constraints of reductions in public expenditure, lower household incomes and growing job insecurity. This Budget act as a reminder to us all that we should ensure that our personal and business budgets and plans reflect the reality of our available income and necessary expenditure. Debt remains embedded in our economy and the obligation to repay must be balanced with the need to save and invest. I hope this briefing note is of use to you and would welcome any questions that you may have.  more
Autumn Statement 2011 | 30/11/11 Yesterday the Chancellor presented his Autumn Statement for 2011. We have prepared a free 8 page analysis highlighting the key impacts and this is attached. In summary the main points are: more
Coping With Market Volatility | 10/08/11 The current renewed volatility in financial markets is reviving unwelcome feelings among many investors—feelings of anxiety, fear and a sense of powerlessness. These are completely natural responses. Acting on those emotions, though, can end up doing us more harm than good. At base, the increase in market volatility is an expression of uncertainty. The sovereign debt strains in the US and Europe, together with renewed worries over financial institutions and fears of another recession, are leading market participants to apply a higher discount to risky assets. more | 
New ISA Subscription Limits for 2011-12 Tax Year01/02/11 The annual ISA subscription limit for the 2011-12 tax year has been increased. From the 6th April 2011, you will now have an annual allowance of £10,680 which can be subscribed to a Stocks & Shares ISA. Alternatively, you could invest £5,340 into a Stocks & Shares ISA and £5,340 into a Cash ISA. more | 
Emergency Budget 2010 - Summary23/06/10 There were 45 Budget Notes issued yesterday, totalling 107 pages, addressing a wide range of topics. 'Tough but fair' was the theme of George Osborne's first Budget. With no pre-budget warm up there was much speculation on how he would tackle the UK's debt. He split his statement into three main categories: deficit reduction, enterprise and fairness. In simple terms, the Government will look to apply an 80/20 rule on how it will tackle the debt over the next four to five years. 80% of the reduction will be driven by spending reductions including welfare reform savings and 20% from net tax increases. The welfare reforms appear to represent around a third of the spending reductions. These include reforms to housing and disability benefits and the tax credit system, as well as freezing child benefit for the next three years. For the basic state pension, however, the earnings link will be restored from April 2011 with a minimum increase guarantee of 2.5% or in line with inflation if higher. Headline changes to tax relate specifically to Value Added Tax (VAT) and Capital Gains Tax (CGT) as well as an increase to the income tax personal allowance. While the increase in the personal allowance will benefit those with lower incomes, the higher rate tax threshold will be reduced meaning there is no net benefit for those individuals and potentially may mean more tax payers fall into higher rate income tax going forward. The Government also announced its intention to create an independent Office of Tax Simplification, something which we should all welcome! more
Budget Report 2010 | 25/03/10 The notes below provide you with a high-level summary of some of the key aspects from yesterday's Budget Report. The Government has taken the opportunity to announce a number of consultations which they intend to undertake later in the year. Please remember the Budget proposals will not become law until the Finance Bills (as there may by two) are passed. Despite the Chancellor confirming that borrowing for 2009/10 is projected to be some £11 billion lower than expected, the overall debt and continued need to borrow over the next four years means there was always going to be very little in the way of 'giveaways' in this Budget Report. more
ISAs: Budget changes and the new limits | 12/11/09 New limits In the 2008 Budget, the Chancellor announced increases to the ISA investment limits. This has now been followed in the 2009 Budget by further increases to the limits, initially for the over 50s but eventually for everyone. Under the new simplified rules, there are now .... more |
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